SYSTEM FOR FIDC MANAGEMENT - OPTIMIZE YOUR CORE PROCESSES
Investtools SEC offers a complete high-performance FIDC (Credit Receivables Investment Funds) management solution in the SaaS model. It allows the manager to scale their business and optimize their basic processes. It reduces business risk for the manager and provides good governance to comply with key regulations.
Flexibility
The solution is multi-debtor and multi-creditor. It sophisticates and expands the operations carried out by the manager, automating basic processes. The system facilitates the entire routine: the bureaucratic part stays with us.
Regulatory Control
BACEN 3040 and CVM 489 output reports and files assist managers in all regulatory aspects. The system is highly flexible in generating and customizing reports capable of sophisticating the control of the most fundamental management processes.
Functionalities
A BETTER CONTROL
The solution is flexible for customizing various indicators. Receivables: presents inventory, turnover, averages, discount rates, average balance per creditor/debtor, repurchases, position with and without co-obligation, concentration by sector. Creditors/Debtors: presents quantities, inventory averages, and turnover averages. Calculates net asset value (NAV) and profitability, portfolio duration (average term by range of days) and average portfolio rate of receivables, as well as for the total portfolio. Other indicators can be requested by the user.
DATABASE
Allows automatic import with automatic review of purchase, assignment, and settlement files, parameter registration, reconciliation and monitoring of receivables portfolios. Shows inventory positions based on movement CNAB files and ensures fund reconciliation with the administrator with net asset value (NAV) recalculation.
REPORTS AND DASHBOARD
Generates and keeps the fund dashboard updated, presenting portfolio exposure control. Compiles portfolio information for rating agencies, generates reports on assignment occurrences (even indicating the deadline for the rule violation). Runs daily reports with key fund indicators and provides historical portfolio positions for fund consultations. Generates output files for BACEN 3040 and CVM 489, as well as others that may be requested and customized.
METRICS MONITORING
Presents customizable delinquency rate index; portfolio liquidity (distributed by: settled on time, settled after due date, to be settled and overdue), eligibility criteria and assignment conditions; limits on concentration of creditors and debtors; guarantee reinforcement (such as subordination index and excess spread); restrictions on minimum discount rates, average portfolio rate, minimum and maximum terms, types of creditors and debtors, and concentration by sector and economic group; fund assessment events; reserves for amortization and cash reserve; calculation of PDD (Provision for Doubtful Debts); and fund classification. Other metrics can be requested and customized.